So how can low-income workers afford to buy homes? There is real shortfall of affordable housing in Penang, especially on the island. On the other hand, developers have been falling over themselves to build high-end condos and houses for the upper-middle class, the rich and wealthy foreigners, who are also grabbing choice real estate on the island. For example, at Hillside in Tanjung Bunga, wealthy foreigners are snapping up prime property. House prices are expected to rise further with the rise in the cost of building materials. But when these new houses and condos are completed, who can afford to buy them? Will we end up with a glut in high-end housing? What happens to all those factory workers, security guards, and small business owners who cannot afford houses on the island? In the past, they would go for cheaper houses on the mainland, even as far as Kulim and Sungai Petani in Kedah. But with higher oil prices and shrinking real incomes, it doesn’t make economic sense to commute such long distances to work. To make matters worse, if workers were to drive to work via the proposed second Penang bridge, their expenditure on toll and petrol charges – for the bridge segment of the commute alone – could come up to RM500-800/month.