Poverty

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It is not just household debt as a percentage of GDP that we should be concerned about, but household debt compared to disposable income is even more crucial. Take a look at the yellow bar to see where we stand.

Comparison of household debt/GDP and household debt/disposable income. Source: Yong, 2010; Endut and Toh, 2009; Bank Negara, 2010. - Graph: Penang Monthly

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